International Relation

Essay about PT CAP CitiBankAccount

Essay about PT CAP CitiBankAccount Essay about PT CAP CitiBankAccount There’s only one thing you need to help manage your fees. The facts. Citibank Account Package: Summary of Common Fees and Features Account Opening and Usage Minimum Deposit Needed to Open Account $0 Monthly Service Fee Waived When Requirements Are Met $20* $0 Pays Interest Yes for Interest Checking; No for Regular Checking Citibank ATM Fee $0 Get cash with no surcharge fee through our network of 34,000 ATMs in the U.S. Locate one near you at www.citibank.com/locations Non-Citibank ATM Fee $2.50 or waived Per withdrawal fee for using a Non-Citibank ATM. Waived if combined average monthly balance requirements are met. (No fee for Citibank transfers or balance inquires). Other banks may assess a third party ATM surcharge fee Deposited Check Returned Unpaid $12 Per check you deposit that is returned unpaid Stop Payment Fee $30 Per item you ask to stop payment on For Debit Card Purchases and ATM Withdrawals $0 If you do not have available funds to cover a debit card purchase or ATM transaction, we will decline the transaction at no cost to you. Fee will not be assessed more than 4 times per day when you do not have enough funds in your account. There are two types of fees: For Checks, ACH Debits, Service Fees or other transactions Overdraft Policies Waived if you have $15,000* in combined average monthly balances (see eligible linked products in Helpful Ways to Avoid or Reduce Fees section below) * Effective with your statement period that begins on or after January 1, 2015, the monthly service fee will increase to $25 and effective January 1, 2015, the average monthly balance to waive the monthly service fee and Non-Citibank ATM fee will be decreased to $10,000. Overdraft Fee (paid despite insufficient funds) Insufficient Funds Fee Overdraft Protection Transfer Fee (If you are enrolled in our Checking Plus line of credit or Safety Check linked checking to savings overdraft protection program) The order in which your deposits and withdrawals are processed $34 $34 An overdraft fee occurs when we pay the item despite insufficient funds An insufficient funds fee occurs when we do not pay the item $10 For each day we transfer funds to cover an overdraft in your checking account through your Checking Plus line of credit, linked savings account or money market account Transfer amount is a minimum of $100 or rounded up to the nearest $100 to cover the overdrawn balance and $10 overdraft protection transfer fee (i.e., if you overdraw your checking account by $52, we will transfer $100. If you overdraw your account by $225, we will transfer $300). Generally they are processed as follows: First: Deposits made before the cut-off time are added to your account balance Second: Transactions received real: ATM, debit PIN or teller withdrawals including cashed checks; transfers or Citibank Online bill payments initiated by you, debit card purchases at a merchant and most ACH debits* that we receive throughout the day Third: Fees for services we provide that have not already been debited from your account are deducted from your available balance Fourth: Checks presented for payment and any ACH debit* not deducted during the day are deducted from your remaining available balance in the order of lowest to highest dollar amount *ACH (Automated Clearing House) debits are received electronically through a merchant you have instructed to bill your checking account - i.e., for your utility or phone bill. Your Deposits and Withdrawals When your deposits to your checking account become available Cash Deposit with Teller Generally available immediately on same business day of deposit Cash Deposit at ATM Generally available immediately, but no later than next business day after the business day of deposit Check Deposit with Teller Generally available immediately on same business day of

Globilzation Essay Example | Topics and Well Written Essays - 1000 words

Globilzation - Essay Example Thus economic forces enabled international marketing to get energized and, which in turn, set in the challenging assignment of making commercial sense out of cultures to which wares were marketed. Devetak and Higgott explain how globalization has brought about a weakening of an intra national social bond. They further posit that ongoing process of globalization causes constant disruption in existing social bond. It is their view that "under conditions of globalization, assumptions made about the social bond are changing; .... the article concludes that the prospects for a satisfactory synthesis of a liberal economic theory of globalization, a normative political theory of the global public domain, and a new social bond are remote"(Devetak & Higgott 1999). Again, in a slightly different context, Phillip W.Jones makes a statement which is extremely relevant to the definition of globalization in present context. Jones states that," The logic of globalization contrasts markedly with that of internationalism. The latter, with its intrinsically democratic foundation, looks to a world ordered by structures supportive of that functionalism which is embedded in accountability. Globalization, by contrast, implies few logical imperatives in favor of accountability, but rather looks to the pursuit of interest on the global level through the operation of unfettered capitalism"(Jones,1998).According to Jones view international marketing efforts in new cultural milieu would fall in the category of 'globalization' as defined by him. However multinational corporations take a broader view of their international marketing efforts and venture in new international markets only after completing a thorough study of local cultures. New technological develop ments, improvements in communication, growth in transnational infrastructure and liberalizing of trade and capital flows have enabled entrepreneurs the globe over to deploy and run their capitals chasing markets the globe over. The globalization aligned attitudes of IMF and World Bank are exemplified with clarity by Jean-Claude Trichet, President of the European Central Bank, when he says that," The key aim of today's policy makers has not changed compared to those at the Bretton Woods times - it has been, and still is, global prosperity and stability - but the environment in which we are acting has changed profoundly......Today we are striving for stability of the international financial system in a world of free capital flows with a growing importance of private flows and increasing trade and financial integration"(Trichet, 2004).As Roby says," world-wide output and trade have grown apace with market openings and the rise of efficient global business networks these past 15 years. An entrepreneurial class is energizing once-stagnant command economies" (Roby, 2005). It is at once apparent that this 'entrepreneurial class' is essentially limited in number the globe over and its population effectively determines the contours of globalization. Washington Consensus John Williamson, the person responsible for the phrase Washington Consens

The Portfolio of Current Issues in Risk Management Essay

The Portfolio of Current Issues in Risk Management - Essay Example Companies however have also sought to establish various steps to manage these risks, including the review of the management of organization risks and the review of the present operating models. Commentary The article above discusses the issue which relates to the global supply chain risk. The normal process of supply and demand in the current context of the globalized economy materializes in the form of the globalized demand and supply process. This means that demand and supply is now governed by a larger market, one which encompasses many countries (Taylor and Brunt, 2001). In the past, the commercial enterprises were mostly based on national activities, with only few multinational corporations venturing into commercial activities outside their home countries. With the eventual spread of globalization however, economic practices soon became significant trends in doing business. This included the globalized supply chains (Taylor and Brunt, 2001). Risks in relation to these supply cha ins however also impacted significantly on various corporations and business processes. Inasmuch as the global supply chain was able to secure more diverse, cheaper, and more bountiful supplies; it has also been vulnerable to various issues within the supply chain (Rainer and Cegielski, 2010). The globalized nature of the supply chain has made the delivery of supplies subject to the events which are unfolding in the countries included in the supply chain (Rainer and Cegielski, 2010). In effect, the risks experienced by the main lines and countries involved in the supply line are felt by all the countries or corporations within the chain. As was mentioned in the article, the earthquake in Japan may have been an ocean away from the western countries, however, its impact was felt in the US, and as far away as the United Kingdom (Hoover, et.al., 2001). The global supply chain, in effect, is affected by the economic crisis felt by countries or regions involved in the supply chain. Raw ma terials are usually sourced from one part of the globe, processed by another country, and then manufactured in another. The finished product is then distributed in different parts of the world (Hoover, et.al., 2001). Issues in the mining of copper in the Philippines for example would affect supply for processing companies. These processing companies would have a higher processing cost and therefore demand higher costs for their sales. In turn, the manufacturing companies would also increase their price. Eventually, the end consumer bears the cost of the price increase. Political instability also increases the risk within the global supply chain. This is very much apparent in the case of conflicts in the Middle East and in North Africa where issues in the region are causing difficulties in the oil supply chain (Hoover, et.al., 2001). The Middle East controls significant oil reserves and where the supply from these countries are curtailed or affected by political conflicts, the price of oil is also affected. Once again, within the supply chain, the costs are increased. Oil is a major source of fuel and any increase in its price affects many industries and most human commercial activities (Hoover, et.al., 2001). In the end, the consumer again bears the brunt of the economic costs

Introduction to accounting Essay Example | Topics and Well Written Essays - 1750 words

Introduction to accounting - Essay Example Break even analysis is used in showing the relationship between selling prices, sales volume, variable costs, fixed costs and profits at various levels of activity. It is also referred to as cost-volume profit analysis. It used in determining the break-even point. BEP is the level of activity where the total revenue equals the total costs. Therefore, no profits are realized at the BEP. Appendix 2 shows the workings for the break-even point of the energy drink. At the level of production of 4,286 all fixed and variable costs will have been covered by sales revenue.However break even analysis has its limitations. To begin with, breakeven analysis assumes that fixed cost, variable costs and sales revenue behaves are linear. However, this is not the case since some overhead costs may be stepped in nature. As a result, the straight sales revenue line and total cost line tend to curve beyond certain level of productionAnother limitation of break even analysis is that it assumes that all th e stock produced is sold. Therefore, changes in stock levels are not taken into account in the breakeven chart. Finally, breakeven analysis is only suitable in providing information to relatively small companies that produce one type of products. Thus it’s not suitable for companies producing different product.Margin of safetyMargin of safety measures the amount by which sales may decrease before a company incurs a loss. Forecasting is used in estimating future performance of the business.... budgeted sales –break even sales Assume budgeted sales is 20,000 then margin of safety is 9,285 Appendix 3 Forecast Income Statement Pro forma income statement                   2012 2013 2014 2015 2016 sales 20,000 21,600 23,328 25,194 27,210 cost of goods sold 10,000 10,800 11,664 12,597 13,605 Gross profit 10,000 10,800 11,664 12,597 13,605 Expenses (2,000) (2,160) (2,333) (2,519) (2,721) Profit 8,000 8,640 9,331 10,078 10,884 Interest expense (1,500) (1,500) (1,500) (1,500) (1,500)    6,500 7,140 7,831 8,578 9,384 Tax @30% 1,950 2,142 2,349 2,573 2,815 Appendix 4 Forecast Balance Sheet BALANCE SHEET FORECAST                Fixed Assets 2012 2013 2014 2015 2016 Property, plant & Equipment 50,000 50,000 50,000 50,000 50,000                   Current Assets                Inventories 2,500 2,625 2,756 2,894 3,039 Cash 61,196 63,766 66,505 69,425 72,538 Accounts receivables 1,304 1,369 1,438 1,510 1,585 Total Assets 115,000 117,760 120,699 123,829 127,162 Current Liabilities                Accruals 8,000 8,400 8,820 9,261 9,724 Payables 20,000 21,000 22,050 23,153 24,310                                     Equity 40,000 40,000 40,000 40,000 40,000 Debt 30,000 30,000 30,000 30,000 30,000 Retained earnings 8,000 8,640 9,331 10,078 10,884 Dividends 9,000 9,720 10,498 11,337 12,244 Total Equity and liabilities 115,000 117,760 120,699 123,829 127,162 Cash budget Appendix 4    CASH BUDGET                                     January February March April May June July August September October November December Balance brought forward 0 3,400 7,056 10,982 15,193 19,705 24,534 29,697 35,212 41,099 47,378 54,070 Cash inflow 6,000 6,300 6,615 6,946 7,293 7,658 8,041 8,443 8,865 9,308 9,773 10,262 Total inflow 6,000 9,700 13,671 17,928 22,486 27,363 32,574 38,139 44,077 50,407

Research Project: Is Frozen and Inspiring Film?

Research Project: Is Frozen and Inspiring Film? Introduction In a kingdom called Arendelle, there lived two princesses, named Elsa and Anna. Elsa is eldest sister and she has magical powers which are a kinetic energy that is able to control cold weather and produce ice through the palms of her hand. One night while Elsa is playing with her little sister Anna, Elsa accidentally hurt Anna with her ice powers. This incident had shocked the King and Queen because Elsa’s power is too strong for her to even control it so the King and Queen went out into the night in search for some help from the trolls to heal Anna. The leader of the trolls said that in order to heal her, they must make Anna forget about the whole incident. The King and Queen have decided to isolate Elsa from Anna until Elsa has learned to control her powers because they are afraid that Elsa might accidentally hurt Anna again. This isolation has caused the relationship between Anna and her sister Elsa to have a rift between them and more unfortunately their parents, the King and Queen have passed away in an incident at sea during a storm when the sisters were in their teenage years. As the story progresses, Elsa has finally come of age to become the Queen of the kingdom of Arendelle. The kingdom prepared a coronation for Elsa as a Queen and one of the guess is Duke of Weselton who seek exploit Arendell for profit. This coronation is a golden chance for Anna to go out, meet new people and see her sister Elsa again since they have been isolated since childhood. Anna got excited so she went out of the castle to explore her surroundings but she accidently met a handsome young Prince named Han of the Southern Isles and they both developed a mutual attraction. The coronation for Queen Elsa goes smoothly until the reception time when Anna told Elsa that Prince Han had proposed to her and unbelievably Anna had accept the marriage but her sister Elsa refuses to grant her blessing and also had forbid their sudden marriage. The sister Elsa and Anna started to argue, culminating in the exposure of Elsa’s icy power because of Elsa’s emotion outburst. This has c ause Elsa accidentally unleashing a winter in Arendelle kingdom and Elsa flees the castle. After that, Elsa went to the mountain to build a ice palace with the help of her icy power and unknowingly bring a snowman to life, name Olaf which is Anna and Elsa that have a snowman in childhood. Anna is very determine to bring back her elder sister Elsa to end the winter in Arendelle and mend the sister relationship between them. So in order to bring back Elsa, Anna has to go up to the snowy mountain to search for Elsa. In the meantime of searching, Anna meets a selling ice man called Kristoff and his reindeer and successfully convinces him to guide her up to the top of the mountain where Elsa’s icy palace should be. This have them two developed their love relationship more deeply. On the way to Elsa’s palace, they both encounter the real life cute little snowman Olaf who leads them to where Elsa exactly stays at. After a journey of calming up the mountain, they finally find Elsa’s icy palace and the sister is very happy that they can reunite again. So Anna asking Elsa to return with her back in Arendelle but Elsa think that she might hurt Anna again so she rejected Anna but again Anna keep insist that Elsa return. This had make Elsa become anxious and a ccidentally lash out her ice power on Anna heart and this making Elsa more horrified then she created a giant snow creature to drive Anna away from her together with Kristoff and Olaf. After that, Kristoff noticed that Anna’s hair is slowly turning white and he deduced that’s something bad is going on. So Kristoff decided to take Anna to his adoptive family which is trolls to seek for help. In the way of Kristoff†s family surprising Anna is very special through singing, dancing and warm welcoming because is the first girl Kristoff bring and those trolls though that Anna is Kristoff girlfriend. Trolls say that Anna’s heart is frozen by Elsa and the only cure is the kisses from her one true love if not Anna will be frozen forever. Anna though that her one true love is Han so Krisstoff bring Anna back to the Arendelle kingdom where Han is. Meanwhile Han was with Duke’s man in search for Anna but have meet Elsa icy palace and having a fight with Elsa. Unfortunately, Elsa got knocked unconsciously and imprisoned in Arendelle by Han and the Duke’s man. In the prison, Han asking Elsa to undo the winter in Arendelle but Elsa say tha t she doesn’t know how to undo the winter. When Anna reach the kingdom and reunited with Han back and Anna begged Han for him to kiss her so that she can live but cruelly Han rejected Anna and saying that he marry Anna is only for the purpose of getting control the Arendelle’s throne and leaving Anna alone in a room. After Han leave the room, Olaf come to save Anna telling her that Kristoff love her so much and bring her to Kristoff, now knowing that Anna one true love is not Han but is Kristoff. Finally, Elsa successfully escaped from the prison with the help of her own ice power. On the way Elsa runs out, she meets Han that saying Anna die because of her. This had make Elsa’s in despair as a result the storm suddenly ceases because of Elsa mood that she can control the weather. Anna and Olaf were having a hard time to find Kristoff in a blizzard and because of Elsa making the storm suddenly ceases had make Anna meets Elsa and Han in the blizzard near the kingdom and seeing that Hans was going to kill Elsa and Anna throws herself between the two just as she freezes solid, blocking Hans’ attack. As Elsa grieved for her sister, Anna begins to melt from the freeze, because of Anna make sacrifice herself to save her sister, this have shown the true love. Lastly, Elsa realize love is the only key to control her powers, so she undo back the winter in the Arendelle kingdom and helps Olaf survive in summer using her powers. Hans is send back to Southern Isles to face punishment for his crimes against the royal family of Adrenlle, while Elsa cuts off trade with Weselton. Anna and Kristoff share a kiss, and the two sisters reconcile. Frozen is a global drama who suitable for all ages. Successfully scored millions of dollars in an opening which make a highest thanksgiving debut of all time. The target audiences of Frozen are mostly college students. Frozen is a popular movie film around the world that makes the tickets sales goes up until 18 millions of US dollars. Not only the Frozen story is popular, the themes song of Frozen ‘let it go’ is also popular, for an example the viewer in YouTube reaches millions of views. The themes song and the unique story by Disney attracted many people because this is the first time Disney shows a story of true love between sister instead of the true love between princes and charming prince. Literature review In this research, selective perception has been used as our supportive theory to our topic: Do college student find the movie Frozen as inspiring. Inspiration is a sense which full of infectious and heuristic. According to Media/Impact, an introduction to mass media by Shirley Biagi, mass media not only reflect and affect politics, society and culture but also provides the audiences information and entertainment to fulfill their needs. Selective perception can be define as a concept that every people will processes informations and messages individually. When an information or messages was sent through media, different person will base on their background, own interest and the level of education to receive and react to the information and messages. For example, a college student like to watch comedy, animation and adventure this three genres of movie like Frozen, their family member most probably also will like to watch because they are influence by each other. One person will choose what to do what to read wand what to watch base on their own interest. Then, when a high educational audience watching movie Frozen, they will have much more inspiration toward the moral value of the movie as compare to low educational audiences. The high educational audiences will pay deep attention to what they have watched and will think that if the message they received can influence their minds and they will apply it in their daily life. For low educational audiences, they will think that watch movie just part of recreation. According to Mass Communication Theory by Baran SJ and Davis, selective perception is the psychological recasting which means people will change the meaning of an information and message so that it is same with the person’s belief and attitudes. Research Our title for the research about Frozen is â€Å"Do college students find the Frozen movie as inspiring?†,we had do several interview about the movie Frozen. We had list out 7 questions to interview the audience of the movie Frozen. Here are the questions inside the interview form: Have you watched the movie Frozen? Where did you watch the movie Frozen at? Do you think the movie Frozen is inspiring? Why? Did the movie Frozen inspire you to do anything? Which scene in the movie Frozen is the most inspiring for you? Why? Which character inspired you in the movie Frozen? Why? Is the â€Å"Let it go† song inspiring? Why? Since we had chose college students as our target audience, we had took 15 interviews from the students of TARUC Penang branch. We interview them inside the college and also outside the college. Inside the college means we interview the students at the canteen or in the library, some of them were at foyer. For the outside of the college, we went to the hostels of students or interview them at the restaurants near the hostel. We took interview when we had no class which means the time that we were free when we waited for the next class. The interview was also been taking when we finish all our class if we had nothing to do next. When taking the interview, we will interview the students one by one. We record their student’s ID, faculty and all the answers in the paper. After we finish all the interviews, we made conclude about the survey. Findings For question 1, we asked our interviewees â€Å"Have you watched the movie Frozen?† and all the 15 college students that we have interviewed answered â€Å"Yes† without any hesitation because Frozen is a very popular movie and it is impossible if no one has ever watched it before. For question 2, we asked where exactly did they watch the movie Frozen and 60% which means 9 out of 15 of them said that they have watched it at home on the Internet and on television whereas 40% which are 6 out of 15 of them said that they have watched it on the cinema. Watching Frozen at home is easier as they can easily download it from the Internet and watch it on their laptop or on their television. For question 3, we asked them whether the movie Frozen was inspiring and 66.66% which are 10 out of 15 gave positive answers while 33.33% which are 5 out of 15 gave negative answers. The movie itself has a lot of moral values to learn from which is why the majority did find the movie to be inspiring. For question 4, we asked them whether the movie Frozen had inspired them to do anything and 40% which are 6 out of 15 of them said â€Å"Yes† while 60% which are 9 out of 15 said â€Å"No†. The majority agreed that Frozen has inspired them to do something with themselves or within their lives as the movie focus a lot on relationships, friendships, trust and never giving up on something you believe in. For question 5, we asked them which scene in the movie Frozen had inspired them the most and 93.33% which are 14 out of 15 gave positive answers while 6.66% which are 1 out of 15 gave negative answers. The majority loved that Elsa had run away from the kingdom of Arendelle as it had taught them about freedom. They also loved how Anna had worked really hard to try and find her sister Elsa in the winter all by herself. For question 6, we asked them which character had inspired them the most and 40% which are 6 out of 15 said Elsa, 40% which are 6 out of 15 said Anna, 6.66% which are 1 out of 15 said Olaf, 6.66% which are 1 out of 15 said Kristoff and 6.66% which are 1 out of 15 said that no character had inspired them at all. The main characters are Elsa and Anna therefore the movie’s main focus is on them which is why the majority look up on these two characters as these characters had taught them the meaning of freedom and to never give up even when it seems like it is impossible. For the last question which is question 7, we asked them whether the â€Å"Let It Go† song was inspiring and asked them to give a reason why, 93.33% which are 14 out of 15 gave positive answers while 6.66% which are 1 out of 15 gave negative answers. The majority said that the song had taught them the meaning of freedom and it also helped them to release their stress. Conclusion In short, we found out that the majority of the students we have interviewed do find the movie Frozen as inspiring. We used selective perception as our theory to do our research and to find out if college students find Frozen as inspiring. Selective perception is where you read the same thing but understand it differently based on your background, interests and level of education. This theory and our research have proved to be true as different people do understand the same thing differently. All the students we interviewed have different perspectives on Frozen. Some of them watched it on the cinema while others watched it at home on their television and on the Internet. All of the students loved Elsa and Anna because of their sister relationship. Their favorite part was when Elsa caused it to winter in Arendelle. Everyone thought that it was the best scene because here in Malaysia it has never snowed before and we do not have winter therefore watching it snow in Arendelle gave them an experience of how it feels like. Frozen had managed to inspire some of the students that we have interviewed even though it is just a cartoon. They said that Frozen has a lot of moral values and meanings. Other than that, they also said that Frozen had given them different emotions. Some said that the movie was sad and some said that it actually made them happy. When asked which scene was the most inspiring, some of them said that the scene where Elsa ran away because it showed them that Elsa wanted her freedom and she got it while the minority thought that that scene meant that we cannot run away from our problems even if we tried to as it has consequences. Elsa and Anna were the most inspiring characters to our interviewees as these characters have taught them to never give up even when it seemed like it was impossible. Our group has learned that Frozen has different meaning to different kinds of people. When asked whether the theme song â€Å"Let It Go† was inspiring, t he majority gave positive answers and tells us their reason of why they think so. They said that the song lets them feel freedom and that the song is meaningful, nice and lovely. The song also helped some of them to release their stress as the song itself focuses on letting go of your problems. This research has taught us more than enough about Frozen and the selective perception theory. Working in a group was not an easy thing to go through if group member do not give full corporation to each other. Luckily, our group member tend to work together and complete the assignment on time. Through this assignment, we know that media play an important role in our daily life as it affect what we going to think about. Not to forget our tutor Ms. Louise who always guide us not only to complete the assignment but also increase our knowledge in media field which will help us in the future as a Public Relation students. References 1. Shirley Biagi. (2005). Understanding Mass Media Today. In Media/Impact (7thed., p.25). Belmont,CA:Holly J.Allen. 2. Stanley J.Baran,Ph.D., Dennis K.Davis,Ph.D. (2009). The Rise Of Limited-Effects Theory. In Mass Communication Theory (5thed., p.145). Boston, MA: Lyn Uhl 3. IMDb. Frozen plot summary. (2013). Retrieved November 21, 2014, from http://www.imdb.com/title/tt2294629/plotsummary 4. Hugel,M. (2013) Why children’s movie audiences are filled with 24-years-old . Retrieved November 22.2014, from http://mic.com/articles/76207/why-children-s-movie-audiences-are-filled-with-24-year-olds

Detroit Riots :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Many civil disorders have erupted across the United States. Racial tensions were at a highpoint in the 1960’s with riots and looting throughout the major cities in the United States. This was not such a problem in the rural areas but the urban areas had serious racial problems between black and white people. Throughout the 1960’s blacks and whites clearly demonstrated that they had many problems living segregated in the urban areas. It was a civil explosion that you can clearly see from the Detroit riots in 1967. Detroit experienced the worst civil disorder of any American city in the 20th century. Prior to July 23, 1967 Detroit had managed to avoid riots that had erupted in other major cities such as Harlem, Cleveland, Chicago, and Los Angeles.   Ã‚  Ã‚  Ã‚  Ã‚  Day 1   Ã‚  Ã‚  Ã‚  Ã‚  At 3:45 a.m. on Sunday July 23, 1967 twelve officers did a routine raid in a Blind Pig on 12th street. There were 82 people arrested. As the last squad car was loading with prisoners, a crowd of about 200 people gathered. They made threats towards the police and incited the crowd that had gathered. The squad car began to leave and the crowd began to throw bottles and rocks, which shattered the back window of the squad car. This started off the worst riot of the 20th century.   Ã‚  Ã‚  Ã‚  Ã‚  Shortly after 5 a.m. stores were being broken into, rocks and bricks were smashing through windows. By 11 a.m. a crowd of about a thousand people were surrounding a smaller crowd of about a hundred or so people that were swarming the streets taunting the police and firemen. After that the looting began to take off in different spots all over the entire city.   Ã‚  Ã‚  Ã‚  Ã‚  Day 2   Ã‚  Ã‚  Ã‚  Ã‚  In the second day of rioting the Mayor issued a curfew. All people had to be off the streets between 9 p.m. and 5:30 a.m. and no alcoholic beverages were to be sold or possessed which was not followed the rioters. At 12:25 the first death was reported. A 45 year-old white male life was claimed when he was shot by a white store owner who claimed the man was looting his store. This was only the beginning for the many more fatalities that continued throughout the riots.   Ã‚  Ã‚  Ã‚  Ã‚  The burning and looting continued throughout the night. An entire block was reported on fire in the area of Dexter and Davison. This was just one of the some 1,680 fires that would be set during the riots and looting.